CASE STUDY

Poliklinika Heidi

HBOR Investment Loan for Opening a Pediatric Clinic

Read more about our collaboration with an entrepreneur launching a pediatric clinic in Zagreb.

Client's Challenge

The client had clear plans to start a business and open a pediatric clinic in Zagreb.

As the company was newly established, the client did not have internal resources for researching available financing options or experience in preparing the documentation required for favorable financing programs.
The main goal was to secure a long-term and sustainable financing solution that would support the launch of the business and stable future growth, while maintaining healthy business liquidity.

Our Approach to the Task

In the first step, we conducted a fast but comprehensive analysis of the business model, business plan, and available capacities and resources.
Based on the analysis, we identified an HBOR loan with favorable interest rates for women entrepreneurs as the optimal financing solution for the investment.

As part of the loan application process, we prepared the business plan and a range of additional application documents.

The documentation preparation process and support provided until loan approval lasted seven months. Throughout the entire process, we acted as a trusted partner to the entrepreneur and remained available for preparing additional documentation and answering follow-up questions from the financial institutions involved.

In addition to securing the loan, we also supported the client in obtaining a HAMAG-BICRO guarantee by preparing the complete documentation and participating in communication with the institution.

Collaboration goals

Secure favorable financing conditions for opening a pediatric clinic

Results achieved

Successfully obtained an HBOR loan

Successfully obtained a HAMAG-BICRO guarantee

Type of service

  • Preparation of documentation for the HBOR loan application

  • Business plan development
  • Support in communication with financial institutions during the loan approval process

  • Support in obtaining the HAMAG-BICRO guarantee
Dear Happtory team, I sincerely thank you for your excellence and valuable contribution to the realization of this project. Your expertise, dedication, and innovative approach were key to the success of this project.
Nataša Šarlić, Poliklinika Heidi
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